Direct Funder
Direct funders use their own capital to fund your merchant cash advance. Dealing direct can mean lower factor rates, no broker fees, and faster decisions. These companies fund advances from their own balance sheet.
17 providers listedaltLINE
Bank-owned receivable-based funder offering direct working capital and MCAs.
OnDeck
Online small business lender offering term loans and lines of credit up to $250K.
Forward Financing
Direct funder specializing in revenue advances with fast decisions. Over $1B funded.
BlueVine
Business checking, invoice factoring, and MCA products.
Kabbage
Business checking and funding platform, acquired by American Express in 2020.
Credibly
Formerly RetailCapital. Over $2B funded in MCAs and working capital loans.
National Funding
Small business loans and MCAs with over $3B funded since 1999.
Fundbox
Revolving credit and MCA products with technology-driven approvals.
Mulligan Funding
MCAs and working capital up to $300K. BBB A+ rated, fast repeat funding.
CAN Capital
Pioneer in alternative small business finance with over $7 billion funded.
Fora Financial
Working capital solutions with over $4B funded since 2008.
Biz2Credit
Technology-driven platform with over $7B funded in working capital and MCAs.
Triton Capital
Small business funding including MCAs and equipment financing with fast approvals.
Rapid Finance
Formerly RapidAdvance. Over $5B in funding delivered to small businesses.
SnapCap
Alternative business funding including MCAs and short-term loans up to $600K.
LIBERTY Financial Group
MCAs, working capital loans, and equipment financing for small businesses.
Greenbox Capital
Alternative funding from $3K to $500K across all industries in US, Canada, and UK.