Platform / Embedded
Platform and embedded MCA providers offer merchant cash advances through payment processors and e-commerce platforms like PayPal, Square, Stripe, and Shopify. These are only available to existing merchants of the platform.
5 providers listed Equipment Financing 181 SBA / Business Loans 98 Business Funding Company 89 Invoice Factoring 87 Direct Funder 81 Marketplace / Broker 19 Platform / Embedded 5
Stripe Capital
MCA for Stripe businesses with automatic repayment from payments.
Shopify Capital
MCA and loans for Shopify merchants, repaid from store sales.
PayPal Working Capital
MCA for PayPal merchants with repayment tied to PayPal sales. Over $3.5B disbursed.
Amazon Lending
Short-term loans and cash advances for Amazon marketplace sellers.
Square Capital
MCA for Square sellers with repayment from daily card sales.